Personal Loan: 16.50%
Type of Customer: Individuals:
Limits of Loans: Maximum Rs. 1.00 lacs .
Documents Required: Salary slip, Last 6 months bank statements, 3 blank cheques, and Surety of Government employee.
Gold Loan: 10.5% P.A
Type of Customer: Individuals
Limits of Loans: Maximum Rs. 20.00 lacs for depending on the repaying capacity and existing banking relations.
Basis of Advance/ Eligibility: 65%-70% of valuation. Valuation should be done by banks approved valuer.
Repayment Period: Maximum repayment period is 12 months
Shareholding: Regular Membership.
Disbursement of Loan: Loan shall be disbursed on the same day of Valuation.
Rate Of Interest: 10.5% P.A.
Vehicle Loan: 13% P.A
- Loan available for purchasing new and used four wheeler vehicles and Two wheeler vehicles for own used and commercial purpose.
- Rate of Interest 13% P.A
Housing Loan :
- Home loans are available for purchasing new residential house/ flat or for construction of house/bungalow or for taking over home loan from other institution
- Maximum amount Rs.50 Lakhs
- Rate of interest, For construction of house or flats purchase – 13%
- Rate of interest, For Site purchase – 14%
- Mortgage loan 15%.
